Privacy policy

Privacy Policy and SMS Terms

Kesler CPA Review (operated by Anything Online, LLC)

Original Effective Date: April 24, 2026
Last Updated: October 9, 2026

Information We Collect
How We Use Your Information
How We Share Information
Push Notifications and In-App Messages
Cookies, Analytics, and Session Recording
SMS Text Messaging Terms
Data Retention
Your Rights and Choices
Data Security
Children's Privacy
California and Other State Privacy Rights
Third-Party Links
Business Transfers
Changes to This Privacy Policy
Contact Us
App Store Specific Disclosures

Anything Online, LLC ("Anything Online," "Kesler CPA Review," "we," "us," or "our") operates the Kesler CPA Review website (keslercpareview.com), web application (app.keslercpareview.com), and mobile applications for iOS and Android (collectively, the "Services"). This Privacy Policy explains how we collect, use, disclose, and retain information when you use our Services, including Ask Kes, printed-material ordering, Print Credit, customer support, and the Max Pass Guarantee. Section 6 contains the terms for our SMS messaging programs.

Our educational content focuses on the United States CPA Examination. Availability of purchases and printed-material delivery depends on the locations supported for the relevant offer. We and our providers may process information in the United States and other countries where we or they operate; privacy laws may differ from those in your location.

This policy describes our privacy practices. Where consent is required for a particular activity, we request it separately. Providing a shipping phone number or buying a membership does not, by itself, enroll you in promotional SMS. By opting into an SMS program, you agree to the SMS Terms in Section 6.

Membership access, Ask Kes allowances, and Max Pass Guarantee requirements are explained in our Terms of Use. Refunds, Print Credit refund deductions, cancellations, and printed-material remedies are explained in our Refund & Cancellation Policy.

1. Information We Collect

1.1 Information You Provide

Category	Examples	Purpose
Account and profile information	Name, email address, sign-in credentials, phone number, and profile preferences	Manage your account, authenticate access, and communicate with you
Study and exam-preparation information	Exam section and dates, study plans, practice answers and scores, course completion, study time, flashcard progress, and confidence ratings	Provide learning features, personalize study, calculate readiness, and verify applicable benefit eligibility
User-created content	Custom flashcards, notes, highlights, forum posts and comments, and other content you submit	Provide study customization and community features
Ask Kes information	Your questions, relevant conversation history, selected passages, relevant notes or study progress, generated responses, feedback, and usage or safety records	Generate AI responses, provide chat history, administer allowances, and support safety and quality review
Support and communication information	Support tickets, emails, contact forms, feedback, attachments, and related correspondence	Respond to requests, investigate problems, and improve support
Payment and membership records	Order and transaction identifiers, amounts and currency, purchase dates, subscription and access status, refunds, and payment-dispute information	Administer purchases, membership benefits, refunds, accounting, and disputes
Print Credit and fulfillment information	Print Credit earned, purchased and used; materials ordered; recipient name, email, phone and shipping address; order and delivery history	Manage credit, validate addresses, fulfill orders, provide updates, and calculate applicable refund deductions
Max claims and access-renewal evidence	Exam dates and results, failed-score screenshots, Notice to Schedule (NTS), relevant study records, correspondence, and claim or payment history	Review Max Pass Guarantee claims, verify NTS-based course renewal, prevent duplicate benefits, and resolve disputes
Consent and preference records	Communication preferences, privacy acknowledgments, and records of consent, including when and how consent was given or withdrawn	Apply your choices and document relevant authorizations

A phone number is required to enroll in SMS and may also be required for a supported delivery destination or order. A phone number collected for fulfillment is used for that purpose and does not itself establish promotional SMS consent.

Payment details such as full card numbers are handled by payment providers. We do not store your complete payment card information on our servers. Please do not send passwords, full payment details, Social Security numbers, or confidential client or tax information through Ask Kes, community features, or ordinary support messages.

1.2 Information Collected Automatically

Depending on the feature and device, we collect device and browser information, operating system, identifiers used by cookies or similar technologies, IP address, access times, pages and features used, interactions, referral and campaign information, and diagnostic or error information. Mobile notification services also use device or notification registration tokens.

Analytics and session-recording tools may collect page interactions, clicks, scrolling, navigation, and related device/session information. See Section 5. This information may be associated with your account or contact information.

1.3 Information from Other Services

If you use an available third-party sign-in method, we receive the information permitted by that service and your choices, such as your name, email address or a privacy-protecting relay address, profile picture, and available profile information.

We do not receive your password for these services. We also receive purchase, refund, subscription, delivery, communication, and consent information from the providers involved in those activities.

2. How We Use Your Information

We use information to:

Provide CPA review content, authenticate access, and synchronize account and study information across devices.
Personalize study plans and recommendations, calculate progress and readiness, and provide AI-assisted explanations and coaching.
Manage payments, subscriptions, Print Credit, physical orders, refunds, and membership benefits.
Review failed-score and NTS evidence, verify recorded preparation activity, administer Max claims, and review course-access renewal requests.
Send account, credit, order, delivery, and service communications; send marketing communications subject to your choices and applicable consent requirements.
Provide customer support, including AI-assisted screening, summarization, and response preparation where used.
Moderate community content, detect misuse and fraud, administer usage limits, and protect the Services.
Measure usage and campaign effectiveness, diagnose errors, and improve content and features.
Maintain appropriate business and consent records, comply with legal obligations, and establish or resolve claims and disputes.

2.1 Ask Kes and AI-Assisted Services

Ask Kes uses third-party AI services to respond to your questions. We share your messages, relevant conversation history, and relevant study context, such as selected passages, notes, or study progress, to provide responses and perform safety checks.

We save conversations so you can access your chat history. Authorized personnel may review them for customer support, safety, and quality improvement. We also use account and usage information to manage access and prevent misuse. Please do not include passwords, payment details, Social Security numbers, or confidential client information in your messages.

We may use AI to help screen support messages, summarize relevant support history, prepare responses, and moderate community content. These activities involve the relevant content of your submissions. Information processed through AI features is subject to the retention practices described in Section 7. AI responses may be inaccurate; verify important answers against your course materials.

2.2 Printed Materials and Membership Claims

We use shipping and contact information to validate delivery details, fulfill printed-material orders, and provide order updates. We use exam documents and relevant study records to review Max Pass Guarantee claims and NTS-based access-renewal requests. Please provide only information relevant to your request.

3. How We Share Information

We share personal information with service providers that help us operate the Services. Depending on the service involved, these include:

Hosting and account services: Account information and records needed to store data, provide features, and manage access.
AI and moderation services: Messages, relevant conversation or study context, and support or community content needed for the purposes described in Section 2.
Payment and financing services: Customer, billing, purchase, subscription, refund, and related transaction information.
Printing and delivery services: Order details, recipient contact information, and shipping addresses for address checking, production, and delivery.
Communication and customer-support services: Contact details, correspondence, relevant account or order information, and communication preferences.
Analytics and marketing services: Device identifiers, website activity, referral and campaign information, and related engagement or conversion data.
Security and content-delivery services: Device, request, diagnostic, and usage information needed to protect the Services and deliver content.

We may also disclose information to professional advisers, when required by law, or as appropriate to protect rights and safety, investigate misuse, and resolve disputes. Information may be transferred in a business transaction as described in Section 13.

Community posts and other content you choose to share may be visible to other users. Avoid posting private account information, exam documents, or confidential professional information in community areas.

4. Push Notifications and In-App Messages

Our mobile applications may request permission to send push notifications, including study reminders, progress and achievement updates, account information, and new-content alerts.

Push notifications are different from SMS. They are delivered to your device over an internet connection and do not use your phone number. Kesler does not charge a separate fee for push notifications, but your usual internet or data charges may apply.

You can disable push notifications through your device settings without losing access to core study features. Depending on your device settings, notification content may appear on a lock screen. In-app service messages may still appear when you use the app. SMS choices are described in Section 6.

5. Cookies, Analytics, and Session Recording

We use cookies and similar technologies to keep you signed in, remember preferences, understand how the Services are used, and measure the effectiveness of our marketing.

We use Google Analytics to measure website activity and Mouseflow to understand interactions through session recordings on selected pages. These tools may collect device and browser information, identifiers, page visits, clicks, scrolling, and related interactions. Other analytics and marketing services help us measure referrals and conversions. Some activity may be associated with your account or contact information.

You can learn more from Google's Privacy Policy and Mouseflow's Privacy Policy.

You can manage cookies through your browser settings, although blocking them may affect sign-in and other features. Clearing cookies does not delete your account or previously collected information. Sections 8 and 11 explain additional privacy choices.

To request an applicable opt-out of sale, sharing, or targeted advertising, email support@keslercpareview.com. Industry advertising choices are also available through YourAdChoices; these choices may not cover every service or device.

6. SMS Text Messaging Terms

This section governs the Kesler CPA Review SMS messaging programs. It applies when you enroll in a program, in addition to the rest of this Privacy Policy.

6.1 Program Description

Transactional SMS: Account and order-related messages, such as receipts, subscription notices, shipping updates, requested login or password-reset messages, and security notifications, where those features are offered.

Promotional SMS: CPA study tips, training announcements, offers, cart reminders, exam-deadline reminders, and product updates.

You enroll in each program separately through an available checkout, quiz-results page, sign-up form, or designated website/app location. Consent to one program does not itself enroll you in the other.

6.2 Opt-In Consent

We obtain the consent required for the messages we send, including prior express written consent for automated promotional messages where required by applicable law. Enrollment requires an affirmative action in response to the disclosures presented at sign-up, such as checking an unchecked consent box or completing a clearly identified SMS enrollment form.

Consent to promotional SMS is not a condition of purchasing a product or service. Providing a phone number for an account or delivery does not by itself provide promotional SMS consent.

6.3 Message Frequency

Transactional messages: Frequency varies with your account activity and the messages you request or consent to receive.

Promotional messages: Approximately 4–8 messages per month on average. Frequency may be higher during launches, promotional windows, or a multi-day tip series, and lower at other times.

6.4 Message and Data Rates

Message and data rates may apply under your carrier plan. Kesler does not charge a separate fee for these texts. Contact your carrier about its charges.

6.5 Carrier Availability

Availability depends on your mobile carrier and our messaging provider. We do not guarantee delivery on every network. Carriers are not liable for delayed or undelivered messages.

6.6 Opting Out

You may revoke SMS consent at any time. Reply STOP to a message, or use another reasonable opt-out request such as QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE. You may also email support@keslercpareview.com with the phone number and your request. You do not need to both reply and email for your request to be valid.

You may request removal from a specified program or from all Kesler SMS programs. We honor your request and any additional opt-out requirements under applicable law. If you ask to stop all texts, you do not need to contact each program separately. A confirmation may clarify the scope without requiring a response before a clear opt-out is honored.

We process opt-out requests as soon as reasonably possible and within ten (10) business days, or sooner where required by applicable law. You may receive one nonmarketing confirmation of your opt-out. We do not use an opt-out confirmation to send an offer or persuade you to remain enrolled.

After the applicable opt-out is processed, messages covered by that request stop unless you provide new consent or a message is independently permitted by law. You can still access account information in the Services or contact support. Opting out of SMS does not cancel a subscription, delete your account, or opt you out of unrelated email or push channels.

6.7 Help

Reply HELP to receive help information, or email support@keslercpareview.com.

6.8 Message Content and Timing

Marketing messages identify Kesler CPA Review and include instructions to reply STOP. We send marketing messages only during permitted hours, ordinarily between 8:00 a.m. and 9:00 p.m. in your local time, subject to any stricter applicable limits. Requested account or security messages may have different permitted timing.

We do not sell or rent your phone number or share your mobile number, SMS opt-in information, or SMS consent records with third parties or affiliates for their own marketing. Providers assisting with message delivery and consent administration may process the information needed for those functions.

6.9 SMS Information We Collect

SMS records may include your phone number, the program selected, the opt-in timestamp and source, the consent language presented, associated IP address where collected, delivery and response history, carrier information, and opt-out records.

6.10 Sharing SMS Information

We share phone numbers, message information, and consent records with service providers that help deliver our messages and honor your preferences. We do not share this information for their own marketing purposes.

6.11 Your Rights and Concerns

You may revoke consent through any reasonable means, subject to applicable law; our listed methods are not exclusive. If you believe you received a message without appropriate consent or after opting out, contact support@keslercpareview.com with the phone number, date, and a description or copy of the message so we can investigate.

6.12 Changed or Reassigned Numbers

Please notify support if your number changes or is reassigned. Consent from a previous holder does not transfer to a new holder. If you receive messages at a reassigned number, reply STOP or contact support.

6.13 Dormant Enrollments

If you have not engaged with our SMS messages for over 12 months, we may remove the number from an active program. You may enroll again through an available sign-up process. An earlier opt-out is not reversed merely because you log in, make another purchase, or provide a delivery phone number.

6.14 Record Keeping

Our SMS record-retention policy is to keep consent evidence and message records for at least four (4) years after the last SMS interaction, and longer where needed for an applicable legal obligation or dispute. We may keep a limited record of your opt-out to ensure we continue honoring it. Retaining that record does not authorize further messages after consent is revoked.

6.15 Changes to SMS Terms

We may update these terms and will provide notice of material changes through this page and, where appropriate, email or a permitted message. Receiving a message does not itself give new consent. If a change requires new consent, we will obtain it before sending messages that require that consent. You may opt out at any time.

7. Data Retention

We keep personal information for as long as reasonably needed to provide the Services, fulfill the purposes described in this policy, meet legal obligations, and resolve disputes. The period depends on the type of information and why it is needed.

Account and study information: While needed to provide your account and study features, subject to deletion requests and applicable exceptions.
Conversations and support records: While needed to provide chat history, respond to requests, improve service quality, protect against misuse, or resolve related issues.
Payment records: Ordinarily seven (7) years, with longer retention where required by law or an ongoing dispute.
Print Credit, order, and claim records: While needed to honor available credit, complete orders, administer refunds or membership benefits, and meet recordkeeping obligations.
SMS consent and message records: At least four (4) years after your last SMS interaction, as described in Section 6.14.
Analytics and diagnostic information: While needed for measurement, troubleshooting, security, and related investigations.

When information is no longer needed, we delete or de-identify it as appropriate. Deletion from backups and service-provider systems may take additional time. Limited records may remain to meet legal or financial obligations, honor opt-outs, prevent fraud, or establish or defend claims.

8. Your Rights and Choices

8.1 Account and Conversation Deletion

You may request account deletion through the account settings in the app or by emailing support@keslercpareview.com. We may need to verify your identity and will handle your request within applicable legal timeframes.

Deleting your account ends account access and may permanently remove study progress and personal study content. Some records may be retained for the purposes described in Section 7. You may also use Ask Kes controls to delete conversations from your history; the retention exceptions in Section 7 apply.

If you have unused Print Credit, an outstanding order, or a pending refund or Max claim, contact support before deleting your account. Account deletion does not redeem credit, issue a refund, or cancel recurring billing. Subscription cancellation methods are described in our Refund & Cancellation Policy.

8.2 Access and Portability

Contact support to request access to or a copy of your personal information, including a portable format where applicable. Verification and lawful exceptions may apply.

8.3 Correction

You may update available profile fields in the app or contact support to request correction of inaccurate information. Some financial or claim records must be preserved, but we can record appropriate corrections.

8.4 Communication Choices

Use the unsubscribe link in a marketing email or contact support to stop marketing email. Use the methods in Section 6 to stop SMS. Manage push notifications through device settings. Important nonmarketing account or transaction communications may continue through an appropriate channel.

8.5 Browser Signals and Advertising Choices

Our websites do not currently automatically respond to browser “Do Not Track” or Global Privacy Control (GPC) signals.

You may submit a privacy or advertising opt-out request to support@keslercpareview.com. This request option does not limit any right you have under applicable law to use a recognized browser opt-out signal.

9. Data Security

We use safeguards designed to protect personal information, including encrypted connections, authentication, access restrictions, and security controls appropriate to the systems involved. Access is restricted to authorized purposes.

No method of transmission or storage is completely secure. We cannot guarantee absolute security. Protect your credentials, avoid sharing your account, and notify support if you suspect unauthorized access.

10. Children's Privacy

Our Services are designed for adult CPA candidates and are not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided information, contact support@keslercpareview.com so we can investigate and take appropriate deletion steps. The age and guardian requirements in our Terms of Use also apply.

11. California and Other State Privacy Rights

Depending on your residence, the law's applicability to our business, and the information involved, you may have rights to:

Know or access the personal information collected about you, its sources, purposes, and recipients.
Request deletion, subject to applicable exceptions.
Correct inaccurate personal information.
Receive a portable copy of information where required.
Opt out of a sale of personal information, sharing for cross-context behavioral advertising, or targeted advertising, as applicable.
Limit specified uses or disclosures of sensitive personal information where applicable.
Appeal a denied request where the applicable law provides that right.
Exercise your rights without unlawful discrimination.

We do not sell personal information for money. Certain disclosures through analytics or advertising technologies may fall within a law's broader definition of “sale,” “sharing,” or targeted advertising even without monetary payment. Our restrictions on sharing mobile numbers and SMS consent information for others' marketing are described in Section 6.8.

To submit a request or appeal, email support@keslercpareview.com and describe what you are requesting. We may verify identity or authorized-agent authority when permitted or required, but do not require you to create an account to submit a privacy request. We apply applicable response deadlines and explain a denial or relevant exception. Section 8.5 describes opt-out preference signals.

Sections 1–3 describe the categories, sources, purposes, and recipients of information; Section 7 describes retention. Not every right applies to every record or business, and nothing in this policy limits rights that cannot lawfully be waived.

12. Third-Party Links

Our Services may link to third-party websites or services. Their privacy practices are governed by their own notices and applicable terms. Review those notices before providing information directly to them.

13. Business Transfers

If Anything Online, LLC is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to applicable protections. We will notify you via email or a prominent notice on our Services of a change in ownership or material changes in the uses of your personal information.

14. Changes to This Privacy Policy

We may update this policy as our Services and practices change. We will post the revised policy, update the “Last Updated” date, and provide notice of material changes by email or another appropriate method. Where a change requires consent or an additional choice, we will obtain that consent or provide that choice as required; merely receiving a notice does not supply consent.

15. Contact Us

For privacy requests, SMS help, or questions about this policy, contact:

Anything Online, LLC
DBA Kesler CPA Review
13016 Eastfield Rd, Suite 200-311
Huntersville, NC 28078, USA

Email: support@keslercpareview.com
Website: keslercpareview.com

16. App Store Specific Disclosures

16.1 iOS Applications

You can manage available permissions in your device settings and request account deletion as described in Section 8.1. If a feature requires App Tracking Transparency permission, we request that permission as required. The app marketplace privacy disclosures describe data practices for the applicable app release.

16.2 Android Applications

You can manage available permissions in your device settings and request account deletion as described in Section 8.1. The app marketplace data-safety disclosures describe data practices for the applicable app release.

Disabling a permission affects features that depend on it. Uninstalling the app does not itself delete your account, cancel a subscription, or erase information already held by us or our providers.

Originally effective April 24, 2026. Last updated October 9, 2026.