Privacy policy

Privacy Policy and SMS Terms

Kesler CPA Review (operated by Anything Online, LLC)

Effective Date: April 24, 2026
Last Updated: April 24, 2026

Information We Collect
How We Use Your Information
Third-Party Services and SDKs
Push Notifications and In-App Messages
Cookies and Tracking Technologies
SMS Text Messaging
Data Retention
Your Rights and Choices
Data Security
Children's Privacy
California Privacy Rights (CCPA)
Third-Party Links
Business Transfers
Changes to This Privacy Policy
Contact Us
App Store Specific Disclosures

Anything Online, LLC ("Anything Online," "Kesler CPA Review," "we," "us," or "our") operates the Kesler CPA Review website (keslercpareview.com), web application (app.keslercpareview.com), and mobile applications for iOS and Android (collectively, the "Services"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Services, and it includes the full terms of service governing our SMS text messaging programs.

Our Services are intended for users located in the United States. We do not target, market, or knowingly offer our Services to users outside the United States.

Please read this Privacy Policy carefully. By using our Services, you agree to the collection and use of information in accordance with this policy. By opting in to our SMS programs, you additionally agree to the SMS Terms set forth in Section 6.

1. Information We Collect

1.1 Information You Provide Directly

We collect information you voluntarily provide when using our Services:

Data Type	Examples	Purpose
Account Information	Name, email address, password	Create and manage your account
Profile Information	Phone number (required for SMS program enrollment, optional otherwise), profile preferences	Personalize your experience, deliver SMS messages if opted in
Study Progress Data	Quiz scores, flashcard progress, lesson completion, study time, confidence levels	Track your learning progress and provide personalized recommendations
User-Generated Content	Custom flashcards, notes, highlights, study plans	Enable study customization features
Communication Data	Support tickets, feedback, contact form submissions	Respond to inquiries and improve our Services
Payment Information	Transaction records, subscription status	Process purchases and manage subscriptions (payment processing is handled by third-party providers)

1.2 Information Collected Automatically

When you use our Services, we automatically collect certain information:

Data Type	Examples	Purpose
Device Information	Device type, operating system, device identifiers, browser type	Optimize app performance and troubleshoot issues
Usage Data	Features used, pages visited, time spent, click patterns	Improve our Services and user experience
Log Data	IP address, access times, error logs	Security, troubleshooting, and analytics
Crash Reports	Error messages, stack traces, device state at time of crash	Identify and fix bugs

1.3 Information from Third-Party Services

If you choose to sign in using a third-party service (Google, Apple, or LinkedIn), we receive:

Google Sign-In: Name, email address, profile picture (if available)
Apple Sign-In: Name (if shared), email address (or Apple's private relay email)
LinkedIn Sign-In: Name, email address, profile information

We do not receive or store your passwords from these services.

2. How We Use Your Information

We use your information for the following purposes:

Provide and Maintain Services: Deliver the CPA review content, track your progress, and sync data across devices
Personalization: Customize your study experience based on your progress and preferences
Communication: Send important updates, respond to support requests, and (with your consent) send promotional materials via email and SMS
Analytics and Improvement: Understand how users interact with our Services to make improvements
Security: Protect against fraud, unauthorized access, and other security threats
Legal Compliance: Comply with applicable laws, regulations, and legal processes, including TCPA record-keeping for SMS consent

3. Third-Party Services and SDKs

Our Services integrate with the following third-party services:

Service	Purpose	Data Shared	Privacy Policy
Supabase	Authentication and database	Account data, study progress	Supabase Privacy
Sentry	Error tracking and crash reporting	Error logs, device info	Sentry Privacy
Google Analytics	Usage analytics	Anonymous usage data	Google Privacy
ThriveCart	Payment processing and checkout consent capture	Transaction data, consent records	ThriveCart Privacy
Vimeo	Video content delivery	Video viewing data	Vimeo Privacy
Cloudflare	Security and CDN	IP address, request data	Cloudflare Privacy
Mobile Text Alerts	SMS message delivery	Phone number, message history, consent records	Mobile Text Alerts Privacy
ActiveCampaign	Email marketing and CRM	Email address, engagement data, tags	ActiveCampaign Privacy
n8n (self-hosted)	Workflow automation software running on our own infrastructure	None (n8n the vendor does not receive data; software runs on our servers)	n8n Privacy

4. Push Notifications and In-App Messages

Our mobile applications may request permission to send push notifications. These notifications may include:

Study reminders
Progress updates
Streak and achievement alerts
Important account information
New content alerts

Push notifications are different from SMS text messages. Push notifications are delivered through Apple Push Notification service (APNs) and Firebase Cloud Messaging (FCM), are free to you, and do not use your phone number. You can disable push notifications at any time through your device settings without affecting your ability to use the core features of our Services.

For SMS text messaging, see Section 6.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to:

Keep you logged in
Remember your preferences
Understand how you use our Services
Provide relevant content

You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of our Services.

To opt out of targeted advertising, visit: www.aboutads.info/choices

6. SMS Text Messaging

This section constitutes the full Terms of Service for the Kesler CPA Review SMS messaging programs. If you have opted in to receive SMS (text message) communications from us, the terms in this section apply to you in addition to the rest of this Privacy Policy.

6.1 Program Description

Kesler CPA Review operates two SMS messaging programs:

TRANSACTIONAL SMS PROGRAM — Account and order-related messages, including: receipts, subscription renewal notices, shipping updates, login links, password resets, and account security notifications.

PROMOTIONAL SMS PROGRAM — Marketing and educational messages, including: CPA study tips, new training announcements, promotional offers, cart reminders, exam deadline reminders, and product updates.

You opt in to each program separately at checkout, on our quiz results pages, or at designated sign-up locations on our website and app. Consent to one program does not constitute consent to the other.

6.2 Opt-In Consent

Before we send you any automated text message, you must provide prior express consent (for transactional messages) or prior express written consent (for promotional messages), as required by the Telephone Consumer Protection Act (TCPA) and applicable state law.

You provide this consent by:

Actively checking a compliant consent checkbox during checkout at ThriveCart
Actively checking a compliant consent checkbox on a quiz results page, lead capture form, or landing page
Providing your phone number in response to a clear sign-up invitation on our website or app with all required disclosures visible at the time of sign-up

Consent to receive promotional text messages is NEVER a condition of purchasing any product or service from Kesler CPA Review. You can purchase any of our products or services without opting in to promotional SMS.

6.3 Message Frequency

TRANSACTIONAL SMS: Frequency varies based on your account activity. You may receive messages any time your subscription renews, an order ships, you request a password reset, or similar events occur.

PROMOTIONAL SMS: Approximately 4-8 messages per month on average. Frequency may be higher during promotional windows (cart opens, launches, or during a multi-day tip series) and lower outside those windows.

6.4 Message and Data Rates

Message and data rates may apply. Your mobile carrier may charge you for each message sent or received, depending on your carrier plan. Kesler CPA Review does not charge you to receive our text messages, but we are not responsible for any charges imposed by your carrier.

If you have questions about charges, contact your mobile carrier.

6.5 Supported Carriers

Our SMS programs are compatible with all major US mobile carriers, including: AT&T, T-Mobile, Verizon Wireless, Sprint, U.S. Cellular, Boost Mobile, Cricket Wireless, MetroPCS, Virgin Mobile, and most regional carriers and MVNOs.

We do not guarantee delivery of messages on any particular network. Carriers are not liable for delayed or undelivered messages.

6.6 How to Opt Out (STOP)

You can opt out of our SMS programs at any time. To opt out:

Reply STOP to any text message you receive from us. You can also use any of the following words: QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE.

After you opt out, you will receive one final confirmation message confirming your unsubscription. You will not receive any further promotional messages after that confirmation.

Opting out of one program (transactional or promotional) does not automatically opt you out of the other. If you want to opt out of both, reply STOP and then email support@keslercpareview.com confirming you want to be fully removed from all SMS programs.

Note: Opting out of transactional SMS may affect your ability to receive important account-related notifications, including subscription renewal warnings. Consider whether you want to stay subscribed to transactional messages even if you unsubscribe from promotional messages.

We honor opt-out requests within 10 business days, as required by FCC regulations effective April 11, 2025.

6.7 How to Get Help (HELP)

Reply HELP to any of our text messages to receive a help response with our contact information. You can also email support@keslercpareview.com anytime for assistance.

6.8 What to Expect in Our Messages

Every marketing SMS from Kesler CPA Review will:

Identify Kesler CPA Review as the sender
Include instructions to reply STOP to opt out
Contain content related to CPA exam preparation, our courses, or our promotions

We will not:

Send you messages outside 8:00 AM to 9:00 PM in your local time zone (or such other hours as required by federal and state law)
Share your phone number with third parties for their marketing purposes
Use your phone number for any purpose other than the SMS programs you consented to and account-related communications

6.9 SMS Data We Collect

When you subscribe to our SMS programs, we collect:

Your phone number
Your consent record (timestamp, IP address, opt-in form used, consent language presented)
Your message history and engagement data (delivered, responded, opted out)
Your SMS carrier information (for compatibility and delivery)

6.10 How We Share SMS Data

Your phone number and SMS data are shared with our SMS delivery platform (Mobile Text Alerts) and our email marketing and CRM platform (ActiveCampaign) solely for the purpose of operating our SMS and email programs. These providers are bound by their published privacy policies and by the commercial agreements governing our use of their services, and may not use your data for their own marketing purposes.

Our workflow automation tool (n8n) is self-hosted on our own infrastructure. n8n the software vendor does not receive or process your data; the software runs on servers we control.

We do not sell, rent, or share your phone number with third parties for their marketing purposes.

6.11 Your Rights Under TCPA and State Law

You have the right to revoke your consent to receive SMS messages from us at any time, through any reasonable means. We will honor your revocation within 10 business days, as required by FCC regulations effective April 11, 2025.

If you believe we have sent you SMS messages without proper consent or failed to honor your opt-out request, contact us immediately at support@keslercpareview.com.

Under federal TCPA, violations may be subject to statutory damages of $500 to $1,500 per message. Under North Carolina state law (N.C. Gen. Stat. § 75-100 et seq.), civil penalties for the first violation are $500, second violation $1,000, and $5,000 for each violation thereafter within two years.

6.12 Phone Number Changes and Reassignment

If you change your phone number or it is reassigned to a new person, notify us at support@keslercpareview.com. Consent given by a previous holder of a phone number does not transfer to the new holder.

If you receive SMS messages from us at a phone number that was reassigned to you, reply STOP or contact support@keslercpareview.com to be removed from our list immediately.

6.13 Dormant Accounts

If you have not engaged with any SMS we have sent in over 12 months, we may treat your consent as having lapsed and remove you from our list. You may re-opt in at any time through our checkout, quiz funnel, or dedicated SMS signup pages.

6.14 Record Keeping

We maintain proof of your SMS consent, including the date and time you opted in, the IP address from which you opted in, the form or page where consent was collected, and the exact consent language presented. We retain these records for at least 4 years from the date of your last SMS interaction, consistent with TCPA statute of limitations.

6.15 Changes to These SMS Terms

We may update this Section 6 from time to time. Material changes will be disclosed by updating the "Last Updated" date at the top of this Privacy Policy and, for significant changes to the SMS programs, by notification via SMS or email. Your continued receipt of SMS messages after a material update constitutes your acceptance of the updated terms. If you do not agree to changes, reply STOP to opt out.

7. Data Retention

We retain your information for as long as your account is active or as needed to provide you Services. Specifically:

Account Data: Retained until you delete your account
Study Progress: Retained until you delete your account
Payment Records: Retained for 7 years for tax and legal compliance
SMS Consent Records: Retained for at least 4 years from last SMS interaction per TCPA requirements (see Section 6.14)
SMS Message Logs: Retained for at least 4 years from last SMS interaction
Log Data: Retained for up to 90 days
Crash Reports: Retained for up to 90 days

After account deletion, we may retain certain anonymized or aggregated data that cannot be used to identify you, as well as records required for legal compliance.

8. Your Rights and Choices

8.1 Account Deletion

You have the right to delete your account and all associated personal data.

To delete your account:

Log in to your account
Go to Settings → Account
Click "Delete Account"
Confirm the deletion

Alternatively, you can request account deletion by contacting us at support@keslercpareview.com.

What happens when you delete your account:

Your personal information will be permanently deleted within 30 days
Your study progress, custom flashcards, notes, and highlights will be deleted
Your phone number will be removed from our active SMS lists within 10 business days
If you signed in with Apple, your Apple credentials will be revoked
Any active subscriptions should be cancelled separately through your payment provider before deletion
We may retain certain data as required by law (e.g., transaction records for tax purposes, SMS consent records for TCPA compliance)

8.2 Access and Portability

You can access and download your personal data by contacting us at support@keslercpareview.com.

8.3 Correction

You can update your profile information directly in the app under Settings, or contact us to correct any inaccuracies.

8.4 Marketing Communications

You can opt out of marketing emails by clicking "unsubscribe" in any marketing email or by updating your preferences in your account settings.

You can opt out of marketing SMS by replying STOP to any message (see Section 6.6 for full details on SMS opt-out).

8.5 Do Not Track

Some browsers offer a "Do Not Track" feature. Our Services do not currently respond to Do Not Track signals.

9. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

Encryption of data in transit (TLS/SSL)
Encryption of sensitive data at rest
Regular security assessments
Access controls and authentication
Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

10. Children's Privacy

Our Services are not intended for children under 13 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at support@keslercpareview.com, and we will delete such information.

11. California Privacy Rights (CCPA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

Right to Know: Request information about the categories and specific pieces of personal information we have collected
Right to Delete: Request deletion of your personal information (see Section 8.1)
Right to Opt-Out: We do not sell your personal information
Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights

To exercise these rights, contact us at support@keslercpareview.com.

12. Third-Party Links

Our Services may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

13. Business Transfers

If Anything Online, LLC is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our Services of any change in ownership or uses of your personal information.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

Posting the new Privacy Policy on this page
Updating the "Last Updated" date at the top
Sending you an email notification (for material changes)

Your continued use of our Services after any changes indicates your acceptance of the updated Privacy Policy.

15. Contact Us

If you have questions about this Privacy Policy, our SMS Terms, or our privacy practices, please contact us:

Anything Online, LLC
DBA Kesler CPA Review
13016 Eastfield Rd, Suite 200-311
Huntersville, NC 28078, USA

Email: support@keslercpareview.com
Website: keslercpareview.com

16. App Store Specific Disclosures

16.1 Apple App Store

For users of our iOS application:

We comply with Apple's App Store Guidelines and App Tracking Transparency requirements
You can manage app permissions in your device's Settings
Account deletion is available within the app as described in Section 8.1

16.2 Google Play Store

For users of our Android application:

We comply with Google Play's Developer Program Policies
You can manage app permissions in your device's Settings
Account deletion is available within the app as described in Section 8.1

This Privacy Policy is effective as of April 24, 2026.